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First Time Home Buyer = Someone who has not had ownership in real property within the past 3 or more years
Join other Texas first time home buyers that got access to a wider range of loan options, better rates, tremendous savings, and other perks.
Exclusive Access to Our Selectively Chosen Network of Loan Options
Competitive Interest Rates At The Wholesale Level
Speed - While the Industry Average to Close and Fund a Loan is 30 Days, My Average is 15 Days and My Fastest is 5 Days
Leverage Our Network of Carefully Selected Preferred Partners such as Real Estate Agents, Insurance Brokers, and More
Limitless Opportunities: Exclusive Loan Options and Flexible Loan Requirements as well as First Time Home Buyer perks and programs
Accuracy: Many lenders tend to falsely deny or over-approve borrowers - I'm very thorough and think like an underwriter
Income shown through paystubs, tax returns, or other methods depending on type of employment, documentation available, and loan type
2 years of employment history, does not have to be same employer and education can be used to fill in some or all of the 2 years of employment history
Self employment history may have different requirements
Minimum credit score of 580, can go as low as 500 in some cases
Credit history and matrix to measure strength may play a significant role in approval
Bank Statements, Investment/Retirement Account Statements, etc. to show proof of funds for down payment/closing costs even if using assistance
We don't work for any lender but instead, we have a network of lenders we do business with that compete for your loan. This competition creates more opportunity and flexibility for borrowers when it comes to lending requirements and rates being offered at the wholesale level. Brokers also have a wider range of loan options—many that banks and direct lenders simply can’t offer—while still having access to all the same programs they do.
CALL OR TEXT NOW: 713-444-7459
I’m a proud Houston, Texas native and graduate from the University of Houston where I earned a degree in Finance. I started my career as an analyst for a real estate firm focused in multifamily investing and property management. My responsibilities included working with property management, lenders, servicers, investors, and equity partners, as well as handling acquisitions, revenue management, and financial analysis for a growing portfolio with a valuation over $650MM.
This experience instilled the passion I have for real estate and finance but I still desired to make a more personal impact so, I transitioned to mortgage lending where I've been able to combine my expertise and help people achieve homeownership.
I work with buyers of all types all over Texas and there’s nothing more fulfilling than guiding people through one of the biggest decisions of their lives. Something I’m proud to say is - because of the way we operate and the experience I bring, I've been able to help many individuals that almost lost an opportunity at homeownership for various reasons close on their home. My primary goal is to make homeownership achievable whether that's figuring the numbers out or making a customized game plan.
Venture to the General Overview page for more information, testimonials, and past homebuyer closings
CALL OR TEXT NOW: 713-444-7459
Adrian Leos - Texas Mortgage Lender
(Licensed Loan Originator)
Individual NMLS | 2554794
Bar None Mortgage
Company NMLS | 2408515
Office Location
10900 Northwest Fwy, Suite 105, Houston, TX 77092
Phone: 713) 444 - 7459